(NBC News) Beginning Thursday retailers will be responsible for fraudulent transactions if they don't upgrade their payment terminals to accept chip-enabled cards.
While many businesses are clearly behind in making the needed changes, a new study from CreditCards.com finds credit card issuers are also behind in issuing the cards.
According to the study, six in ten credit card holders still don't have a chip-enabled card.
The new cards are intended to fight fraud.
The October 1st deadline was self-imposed, and meant to pressure retailers to upgrade to the new readers.
The deadline for getting the new, safer cards to consumers is the end of the year.
Read more on NBC News' website.
Larry Kelley was sentenced to life in prison for murdering his ex-wife, Brenda Wilson, outside of a church in 1990.
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