Apartment fire victim says he's happy he had renter's insurance - WRCBtv.com | Chattanooga News, Weather & Sports

Apartment fire victim says he's happy he had renter's insurance

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CHATTANOOGA, TN (WRCB) -

Ten families are without homes Sunday evening after their apartment complex went up in flames.

Eight families went to stay with friends and relatives two others were sent to a local hotel.
   
Channel 3 caught up with Harold Walters, who says he's unsure of what's next for him as he waits for word as to when he can return home.
 
"I was afraid I was going to lose everything I had," said Walters.

Walters has lived in the Ravencroft Apartments for nearly 22 years. He says it's usually pretty quiet. However, last night he was awoken by management telling him there was a fire and he needed to get out.

"Fortunately they got us out in time. The management did a great job motivating us to get out," said Walters.

Walters says the fire happened at the opposite end from his apartment, which he believes only suffered from smoke damage.
 
"This was just a situation that just because they were in an apartment and a fire happened in or around their unit, they were affected," said Greg Waite, American Red Cross Executive Director.

However, others in the complex might not have been as lucky.

Waite tells Channel 3 they encourage anyone who rents, especially apartments, to invest in renters insurance so in cases like this one, when a fire happens, you won't be footing the bill.

"Insurance really comes in and is vital when for those people to ensure they can get new furniture, they can get new clothes," said Waite.

Walters says he's had renters insurance for a little over a year and plans to keep it.

"I'm glad I did it. It's an individual decision for each person, it may never happen, but it happened to me twice," said Walters.

Walters says if he's unlucky enough for it to happen the third time, he will still be prepared and he hopes everyone else is too.

The American Red Cross has lots of tips on how you can better prepare yourself in case of a fire in the home.

For those tips, click here.

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