Terry Sacca, a retired police officer from Tampa, Florida thought moving 600 miles away from the beach to the Tennessee mountains would be a fresh start.

Little did he know he would be in for a five-year uphill battle with land developers.

"We were supposed to have a nice entrance here from Tennessee and we don't. It's just disappointing. Very disappointing."

He had his house built in the Sequatchie Point subdivision in 2009 with the promise of a paved road and electricity.

Fast forward to 2013 and he is left with using solar power for his home, gravel and mud for a roadway, and well water instead of a sewer line.

Not what he says he signed up for.

Sacca says, "I own the electric company and the water company up here. I don't want to."

The developer from Ohio declared bankruptcy in 2009.

Now, this eroded gravel road is what's left as a walking trail.

The starting price on most of the lots was close to $40,000.

According to court records, the foreclosed properties are now selling for less than $5,000.

Sacca says he put more than $300,000 into his land.

"I have my retirement here and that is it, you know? I can't just walk away from this."

The development goes through both Tennessee and Georgia and Marion County code says the roads should be complete.

Marion County won't use tax money to do it and the private dollars are tied up in court.

"We want roads. Because as I've said, it has cost me a lot of money to live back here."