3 On Your Side: Walker County homeowner hits another wall - WRCBtv.com | Chattanooga News, Weather & Sports

3 On Your Side: Walker County homeowner hits another wall

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WALKER COUNTY, GA (WRCB) -- It took homeowner Shearon Gass more than a year to receive all of the $106,000 from her State Farm Insurance needed to repair her home. It was severely damaged when a tree fell on top of it during Tropical Storm Lee in September of last year.

In that time nature has taken over and her neighbors have had to live next to an eyesore. The property looks so bad the county threatened to fine her before Channel 3 stepped in.

"I was ecstatic, got the check from State Farm with your help and it looked so promising. We were supposed to start work actually this past Monday," Gass says.

It was almost too good to be true.

Turns out it was.

"At times I wonder if I'll get to come home," says Gass.

Gass' contractor, Taylor Barnes, tells Channel 3 he needs at least $40,000 to begin construction on the front wall and roof of the house. However, Gass' mortgage holder, Bank of America, is only willing to write a check for less than half of that
"He needs the materials here to actually rebuild it and get it back in the dry immediately when he removes that stuff," explains Gass.

On top of that Gass says Bank of America requires an inspector to look at the property once work begins before another check is written in $15,000 increments. However, that will likely take months to finish and she only has 60 days before her insurance stops paying for her rental.

"It's very hard to keep the faith when you just run into wall after wall after wall," says Gass.

She sent Bank of America a written statement giving Channel 3 permission to discuss the details, so we called them. "It can take 24-to-48 hours for us to be able to do that," replies a representative.

Gass' hope of being home before Christmas looks more like a wish that won't come true.

"I have no idea what a completion date is going to look like at this point," she says. "I just have to keep faith that God will provide somehow, I don't know how but I know he will."

Gass' attorney has warned her to be prepared to sue in order to get help. It's another battle she doesn't want to fight.

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